Dai Price
Dai, ticker DAI, is a stablecoin that aims to sit close to one US dollar, but it gets there in a fundamentally different way from Tether or USDC. Rather than being issued by a company that keeps cash in a bank, DAI is minted by a decentralised protocol from t…
Dados de mercado via Binance · sinais calculados ao vivo a partir de fechamentos diários · não é consultoria financeira.
Estrutura da oferta
Dai não tem oferta máxima fixa. A oferta em circulação é uma estimativa curada usada para derivar a capitalização de mercado.
O que os mercados precificam para Dai
Probabilidades implícitas de mercados de previsão da Polymarket ao vivo que mencionam Dai. Cada número é a chance precificada pelo mercado de o resultado ser Sim — uma previsão da multidão, não nossa.
Fonte: Polymarket · as probabilidades refletem os preços de mercado atuais e mudam continuamente. Apenas para contexto — não é previsão, endosso ou consultoria financeira.
Converter Dai para dólar americano
Conversão nos dois sentidos DAI ↔ USD ao preço ao vivo da Binance. Digite um valor em qualquer campo ou toque em um preset.
Sobre Dai
Dai, ticker DAI, is a stablecoin that aims to sit close to one US dollar, but it gets there in a fundamentally different way from Tether or USDC. Rather than being issued by a company that keeps cash in a bank, DAI is minted by a decentralised protocol from the MakerDAO ecosystem, now known as Sky, and it is backed by crypto and other collateral locked inside smart contracts.
The mechanism that keeps it near a dollar is called over-collateralisation. To mint new DAI, a user must lock up collateral worth more than the DAI they create, leaving a cushion of value that absorbs price swings. Automated systems inside the protocol react to market movements to help defend the target, and over the years the range of assets accepted as collateral has widened considerably.
For people who value the idea of a dollar-like token that no single company controls, DAI is one of the most established options available. It has been a workhorse of decentralised finance for years, put to use in lending, trading and saving without ever touching the traditional banking system. That independence from banks is a large part of what draws committed DeFi users to it.
That decentralised design carries its own distinct risks, though, which differ from those of a company-issued stablecoin. They include bugs in the smart contracts that run the system, the volatility and make-up of the collateral behind it, and the chance of losing the peg if that collateral drops sharply during a crisis. A newcomer should grasp that decentralisation swaps one set of risks for another rather than removing risk altogether.
As with all stablecoins, DAI is best thought of as a way to hold dollars on-chain, not as an asset that grows in value. Its aim is steadiness, not appreciation, and the risks above travel with it. This is educational background rather than financial advice.
Dai vs pares
| Moeda | Preço | 24 h | Cap. de mercado |
|---|---|---|---|
| Dai DAI | $1.00 | +0.00% | $5.30B |
| Bitcoin BTC | $64,992.31 | +4.60% | $1.29T |
| Ethereum ETH | $1,887.52 | +6.77% | $227.45B |
| Tether USDT | $1.00 | +0.00% | $140.00B |
| BNB BNB | $581.74 | +2.72% | $81.44B |
| XRP XRP | $1.11 | +4.36% | $64.44B |
Dai FAQ
What is Dai (DAI)?
A decentralised stablecoin that tries to stay near a dollar. A protocol mints it, and crypto and other collateral held in smart contracts stand behind it, rather than a company’s cash reserves.
How is Dai unlike USDT or USDC?
Those two come from companies holding reserves. Dai instead is minted by a decentralised protocol, with over-collateralised crypto and other assets standing behind it.
What does over-collateralisation mean?
To mint Dai, a user locks up collateral worth more than the Dai created, and that spare cushion helps hold the token near a dollar as prices move.
Can Dai lose its peg?
Yes. Under extreme conditions, or if its collateral falls sharply, Dai can trade away from a dollar. It is not a guaranteed claim on one.
Is Dai an investment?
No. It is built to hold value rather than grow it, and it carries smart-contract and collateral risks specific to its decentralised design.
Where does the Dai price on this page come from?
Because there is not always a live DAI trading pair to read, we show it at its intended one-dollar level, and the market-cap figure comes from multiplying that by the circulating supply we track.
Última atualização 14 julho 2026